Payment Policy

Last Updated: October 10, 2026
Welcome to Royal Time Hub 

 We want to ensure that your shopping experience with us is secure, transparent, and hassle-free. Please review our payment terms below:
1. Accepted Payment Methods
We offer secure and convenient payment options for all orders:
Online Payments: Credit Cards, Debit Cards, Net Banking, UPI (Google Pay, PhonePe, Paytm, etc.), and popular digital wallets.
Cash on Delivery (COD): Available for eligible PIN codes across India. (Note: A verification call or extra confirmation may be required for high-value COD orders).
2. Secure Transactions
All online transactions on royaltimehub.in are processed through trusted and PCI-DSS compliant third-party payment gateways (such as Razorpay, PayU, and PhonePe).
Royal Time Hub does not store, collect, or have access to your complete banking details, credit/debit card numbers, or UPI PINs on our servers. All sensitive data is encrypted and securely handled directly by our payment gateway partners.
3. Payment Authorization and Verification
For online payments, your order will be processed only after successful authorization and confirmation from the payment gateway.
In case of a payment failure or deduction where an order is not successfully placed, the amount is usually automatically refunded to your original payment source by your bank or payment provider within 3-7 business days.
4. Pricing and Currency
All prices listed on our website are in Indian Rupees (INR) and are inclusive of applicable taxes unless stated otherwise.
We reserve the right to change product prices at any time without prior notice, though orders already placed and paid for will not be affected by subsequent price changes.
5. Contact Us
If you encounter any issues during the payment process or have questions regarding transactions, please reach out to our customer support team through our website contact channels.